Auto Insurance

Are you in need of top notch Illinois car insurance? Well look no further! Better Business Planning is here, and we want to provide you with Illinois vehicle insurance that will both meet your coverage needs and stay within your budgetary limits. Each of the auto insurance policies that we offer here at Better Business Planning are unique – they are built specifically to meet the needs of our individual customers. If you would like to learn more about what our insurance experts recommend for you to include in your auto insurance policy, simply call our office or fill out our quick and easy online quote form, available on each of our insurance solutions pages. No matter how you contact us, a Better Business Planning agent will get to work right away building you a personal policy.

Home Insurance

Your home is much more than just the place you rest your head. When you are considering how you wish to insure a place as important as this, why would you do it with anyone other than Better Business Planning? When you get a quote for Illinois homeowners insurance from our insurance experts, we will include all the basic coverages for your consideration. These include coverage for your possessions and the structure of your home, as well as financial protection against liability concerns. In addition to these basic concerns, our insurance representatives will answer any questions you have about the additional Illinois home insurance coverages you may need, including flood, earthquake, and floater insurance.

Group Health

If you are a business owner, have you considered the countless advantages to offering your employees group health insurance? First and foremost, an Illinois group health insurance plan will help your business recruit and maintain the best employees available in your industry. On top of that, a group health insurance plan can be very beneficial to your employees, as even employees with a history of medical issues cannot be turned down for an Illinois group health insurance policy. If you would like to speak to a representative of Better Business Planning about the rest of the advantages your business can acquire with a group health insurance plan, simply call or fill out our simple online quote form. You’ll be glad that you did!


When it comes to planning for your retirement, don’t leave anything to chance – let the professionals at Better Business Planning help you through the planning process step by step. Call, click, or stop by our office to consult with one of our Chicago financial services experts. Our agents can help you define your retirement goals, as well as devising a strategy of how to get you there! We offer our clients regular reviews of their financial standing, and can help you plan for estate taxes and gifts alike. If you are looking for the one-stop-shop for insurance solutions and financial and retirement planning, we are so glad you are considering Better Business Planning. Our agents are looking forward to speaking with you about your plans for the future.

Home » Section 132(f) Transportation Reimbursement Plan

Section 132(f) Transportation Reimbursement Plan

Almost all urban employees commute to work by driving and then paying to park, or by using mass transportation. At Better Business Planning, we realize this can get expensive for your employees and we want to help.

Our transportation benefit programs can help you and your employees save money on the daily commute to work. It is a very effective method of saving taxes and also offers money-saving solutions to the daily commute. Our policies can help reduce costs for employees who use mass transportation or pay to park their cars at work.

As an employer, our transportation insurance does not require any cash contributions from you. It works by allowing employees to convert their after-tax payments for commuting expenses into pre-tax payments. By utilizing pre-tax dollars for commuting expenses, employees reduce their tax liability for federal income taxes, FICA taxes, and most state income taxes. There are tax benefits for the employer as well – with lower annual employment tax liabilities.

Commuter expenses covered

With an established commuter expense reimbursement and fulfillment plan, employees can typically be reimbursed for:

Transit passes and tokens
Fare media/cards
Qualified parking expenses
Transportation in a qualified commuter vehicle
Employees can fund the account with pre-tax contributions, which are exempt from federal income taxes, Social Security taxes and, in most cases, state income taxes. This results in an average tax savings of 30 percent on eligible expenses.

When you offer your employees transportation benefits from Better Business Planning it is a win-win situation for both you and your staff. Call us today, or use the form on this page to learn why you should offer transportation benefits to your employees!

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