Auto Insurance

Are you in need of top notch Illinois car insurance? Well look no further! Better Business Planning is here, and we want to provide you with Illinois vehicle insurance that will both meet your coverage needs and stay within your budgetary limits. Each of the auto insurance policies that we offer here at Better Business Planning are unique – they are built specifically to meet the needs of our individual customers. If you would like to learn more about what our insurance experts recommend for you to include in your auto insurance policy, simply call our office or fill out our quick and easy online quote form, available on each of our insurance solutions pages. No matter how you contact us, a Better Business Planning agent will get to work right away building you a personal policy.

Home Insurance

Your home is much more than just the place you rest your head. When you are considering how you wish to insure a place as important as this, why would you do it with anyone other than Better Business Planning? When you get a quote for Illinois homeowners insurance from our insurance experts, we will include all the basic coverages for your consideration. These include coverage for your possessions and the structure of your home, as well as financial protection against liability concerns. In addition to these basic concerns, our insurance representatives will answer any questions you have about the additional Illinois home insurance coverages you may need, including flood, earthquake, and floater insurance.

Group Health

If you are a business owner, have you considered the countless advantages to offering your employees group health insurance? First and foremost, an Illinois group health insurance plan will help your business recruit and maintain the best employees available in your industry. On top of that, a group health insurance plan can be very beneficial to your employees, as even employees with a history of medical issues cannot be turned down for an Illinois group health insurance policy. If you would like to speak to a representative of Better Business Planning about the rest of the advantages your business can acquire with a group health insurance plan, simply call or fill out our simple online quote form. You’ll be glad that you did!

Retirement

When it comes to planning for your retirement, don’t leave anything to chance – let the professionals at Better Business Planning help you through the planning process step by step. Call, click, or stop by our office to consult with one of our Chicago financial services experts. Our agents can help you define your retirement goals, as well as devising a strategy of how to get you there! We offer our clients regular reviews of their financial standing, and can help you plan for estate taxes and gifts alike. If you are looking for the one-stop-shop for insurance solutions and financial and retirement planning, we are so glad you are considering Better Business Planning. Our agents are looking forward to speaking with you about your plans for the future.

Home » Product Offerings » Umbrella Insurance

Umbrella Insurance

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What is Umbrella Insurance?

Umbrella Insurance provides exactly the type of coverage that it sounds like it would; it provides an umbrella for you to stand under. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Basically, umbrella insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance, car insurance, etc. This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected.

What does Umbrella Insurance cover?

Most liability coverage that rests within your current insurance policies only covers bodily injury and property damage to others. Umbrella policies will extend those limits to not only provide additional coverage for bodily injury and property damage, but also to cover things that are not listed under regular liability allowances. Every policy is different, so what is considered a covered liability issue under one insurance line may not be covered on another insurance line. Umbrella insurance kicks in when these situations present themselves and/or you exceed the amount of liability coverage for the events that are already allowed under your regular insurance policies.

Why should you purchase Umbrella Insurance?

You may not think you need an umbrella policy, but consider this: What happens to you and your family’s assets should you be sued for something that occurred at your home and the legal costs of the lawsuit greatly exceed the liability coverage defined by your homeowner’s policy? Who will pick up the tab if you are responsible for a multi-car accident and your liability costs exceed the limits on your car insurance by thousands of dollars? Although these kinds of things may be few and far between, you cannot be too careful. Umbrella insurance is typically purchased at a low cost to you, but will provide enough coverage to where you shouldn’t have to worry about liability costs in the future. Contact Better Business Planning today for more information on umbrella policies and get a free online quote!

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